Cash App has become one of the most popular digital payment platforms, allowing users to send, receive, and withdraw money with ease. However, when it comes to ATM withdrawals, users must adhere to specific limits. Understanding these limits is crucial for efficient financial planning and avoiding unexpected transaction declines.

Cash App imposes ATM withdrawal limits to ensure security and manage cash flow. Here are the latest limits for 2025:

• Cash App Daily ATM Withdrawal Limit: $1,000 per day
• Cash App Weekly ATM Withdrawal Limit: $2,500 per week
• Cash App Monthly ATM Withdrawal Limit: $5,000 per month

These limits apply regardless of the type of ATM you use, as long as it is part of a supported network. If you exceed these limits, you will need to wait until the next reset period to withdraw more cash.

If you find these limits restrictive, you may consider verifying your Cash App account to potentially increase them. Here’s how:

1. Open the Cash App and navigate to your profile.
2. Select “Verify Your Identity” and provide the required information, including your full name, date of birth, and the last four digits of your Social Security Number (SSN).
3. Submit the verification request and wait for approval, which typically takes 24–48 hours.

Once verified, Cash App may offer higher withdrawal limits depending on your account activity and transaction history.

Withdrawing money from an ATM using your Cash App Card is a simple process. Follow these steps:

1. Insert your Cash App Visa Debit Card into any ATM that supports Visa transactions.
2. Enter your four-digit PIN set during card activation.
3. Choose the withdrawal amount, ensuring it is within your remaining daily or weekly limit.
4. Confirm the transaction and collect your cash.
5. Take the receipt for record-keeping.

Cash App charges a standard $2.50 fee per ATM withdrawal. However, users can avoid this fee by setting up direct deposit with Cash App. If you receive at least $300 per month in direct deposits, Cash App reimburses your ATM fees for up to three withdrawals per 31-day period.

To enable direct deposit:

1. Open Cash App and go to the Banking tab.
2. Select “Direct Deposit” and get your routing and account numbers.
3. Share these details with your employer or benefits provider.
4. Once your deposits reach the $300 threshold, you will qualify for ATM fee reimbursements.

If you get a decline message, check whether you have reached your daily, weekly, or monthly withdrawal limit. If so, you must wait until the limit resets.

Ensure you have enough funds in your Cash App balance to cover the withdrawal amount plus any applicable ATM fees.

If your Cash App Card is not working:

• Check if the ATM accepts Visa debit cards.
• Verify your Cash App card is activated.
• Contact Cash App support if the issue persists.

If ATM withdrawals are not an option, consider these alternatives:

• Cash Back at Stores: Use your Cash App Card at participating retailers to get cash back when making a purchase.
• Transfer to a Bank Account: Send funds to your linked bank account and withdraw cash from a bank ATM.
• Send to Friends or Family: If someone nearby has cash, you can send them money through Cash App, and they can give you cash in return.

Understanding Cash App ATM withdrawal limits helps you manage your money efficiently. By verifying your identity, setting up direct deposits, and exploring alternative cash withdrawal methods, you can make the most out of your Cash App experience in 2025.